Prevent Identity Fraud
By methodically running financial, credit, payment and other applications against the Limited Access DMF, the financial community, insurance companies, security firms and state and local governments are better able to identify and prevent identity fraud. The USA Patriot Act (Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001), requires an effort to verify the identity of customers, including procedures to verify customer identity and maintaining records of information used to verify identity. A user may now access an online search application or maintain a raw data version of the file. The online service is updated weekly and the weekly and monthly updates are offered electronically via https, reducing handling and production time.
The Limited Access DMF, available as an online search application or as raw data files, is important for death verification. Medical researchers, hospitals, oncology programs all need to track former patients and study subjects. Investigative firms use the data to verify the death of persons, in the course of their investigations. Pension funds, insurance organizations, Federal, State and Local governments and others responsible for payments to recipients/retirees all need to know if they might be sending checks to deceased persons. Individuals may search for loved ones, or work toward growing their family trees. Professional and amateur genealogists can search for missing links.